As financial institutions struggle with the challenges of today’s economic climate, the approaches and decisions they take toward their credit policies and customer risk management can have a profound effect on their success. The ultimate goal is to maximize the risk adjusted rate of return by maintaining credit risk exposure within acceptable parameters.
Intellecenter Risk Management is an application that creates a consistent, accurate, flexible and responsive method for counter party and country limits, loan loss reserve calculations and all monitoring of all credit limits that are acceptable to a financial institution’s management, auditors and regulators.
KEY FEATURES
- Preset models for market risk, credit risk, exposure limit management (VaR, sensitivity analysis)
- Ability to customize and easily maintain business rules and credit limits at all levels of the organization
- Meet the reporting and risk disclosure requirements of regulators and investors Basel I and Basel II Modeling
- Automated monitoring and comparison of credit exposure against limits set up
- Accurately forecast, measure, monitor and report all potential credit risk exposures across the entire organization on both counterparty and portfolio levels
- Ability to simulate potential future exposure
- Flexible analysis and reporting Ability to summarize, query and report information using different variables
- Secured End user and/or business groups profiled
